July 2008
Do it Yourself Credit Repair May be Your Best Bet
The Best Selling Credit Repair Package. Great seller quick turn around. High payout.
If you’re in the frustrating position of paying off debts that are becoming too expensive to manage you may want to consider debt consolidation. Debt consolidat...
Credit Help for Real Estate Financing: Five Categories of Your Credit Score
Tip! An individual’s race, sex, age, level of education, or marital status has no bearing on a credit score, nor does the fact that an application for credit was previously turned down.
1. Payment History — 35%
The number of accounts paid a...
Mugged While Sleeping...Leads To Credit Repair
The Attorney’s Guide To Credit Repair.
On the way home from work, Tom looked at a short list on his “to do list” and began sequencing the list into a logical travel pattern to minimize crisscrossing. Sunday grilling with family and g...
June 2008
Bankruptcy Credit Repair - How To Avoid Scams
The Best Selling Credit Repair Package. Great seller quick turn around. High payout.
After bankruptcy, credit repair may be the first thing on your mind. While your eagerness and optimism are important as you start the process of bankruptcy credit rep...
May 2008
Credit Report Hassles
Tip! In addition to providing your complete name and address, your letter should clearly identify each item in your credit report that you dispute. State the facts and why you are disputing the information.
There is no end to the amount of pain that yo...
April 2008
Understanding the Cash Back Credit Card
Tip! Pay your credit card bills on time. I know that may seem like an obvious one, but you may be surprised how many people do not do this simple task.
Cash back credit cards are cards that reward the cardholder with cash back incentives for purchas...
Your Credit Score: Make the Numbers Work For You
Tip! Any new credit: How much credit have you recently applied for and been granted. They will also look at how many enquiries have been made concerning your credit score.
Your credit file is all about how you borrow money. Using a formula, credit agen...
FREE Credit Report Offer - Careful, It Might Carry Hidden Charges
Tip! Get a copy of your credit report. Take advantage of the free government credit report from each of the National Consumer Credit Bureaus: Equifax, TransUnion and Equifax.
FREE credit checks or free credit reports. What are they all about? Why ever...
5 Tips to Improve Your Credit Score
Tip! Because outstanding debt may taint a FICO score, try to pay-off balances on both revolving credit cards as well as other financial accounts. For the sake of appearances and the credit score, target bankcard debt to 60 percent with 3...
March 2008
Three Easy Ways to Make Money With Your Credit Card
Tip! Refinance: If you are making mortgage payments on your home, you can get a credit card account opened through your bank. The bank will refinance the loan amount and you will be able to use as much money as you have refinanced.
People often view cr...
How Credit Card Issuers Use the Prime Rate
Tip! Cashback credit cards give you a percentage of your cash back each time you use them. Some cashback credit cards offer a higher percentage when you use them at the shops of ‘member merchants’, but the card can still be used at any shop...
Credit Card Application Facts
Tip! Build credit rating Credit cards are a good way to establish your credit worthiness in the market. Based on whether you make timely payments or default on them, the credit card companies maintain your history and build your credit rating over a pe...
Mileage Credit Card - Choosing The Best Available
Tip! Necessity Yes, though a bit unbelievable, it’s true that the credit cards are a necessity in some cases. Buying air tickets online to get good deals or booking an accommodation or a rental car when traveling are examples wherein you cannot g...
The Right Way To Credit Repair
Credit Repair & Collection Agencies. Credit Repair & Debt Collections Help For Consumers.
If you have a bad credit rating, then you might find that
your ability to get financing, loans, and even some jobs is
greatly diminished.
Once you hav...
Airlines Credit Card - Pros and Cons
Tip! Fall back option when overseas You can treat your credit card as a supplementary source of money when overseas (i.e.
Travel from here to there whether for business or pleasure has become very expensive, especially if you travel a lot or do not hav...
February 2008
Credit Card Rebates Rule The Roost
Tip! Rescuer in financially tight situations There are times when you need some extra cash immediately. In such emergency situations, when you don’t have sufficient cash you can go on credit by using your credit card.
Put the power of credit card...
Personal Credit Report Rating - 3 Tips to Improve Score
Tip! Obtain a copy of your credit score report from one of the three major credit bureau agencies: Equifax, TransUnion or Experian.
Your personal credit report score largely determines the rates you can
qualif...
Is A 0% APR Credit Card Legitimate?
Tip! For general use, have just one credit card. Keep the credit limits low and in control.
You see all the ads for 0% APR credit card offers all around you today. However, are they for real? The truth is yes, they are for real, however, this special...
Credit Card Budgeting
Tip! Your credit card application can affect your credit rating.
When you receive a credit card, you will want to carefully follow an outlined budget for your entire household. Yes, this is easier said than done, however, if you fail to follow a strict...
Poor Credit Score? Find the Best Bad Credit Card
Tip! Agent Has Intimate Knowledge of the Card Company - Your credit card agent should know the ins and outs of the company he or she is promoting. Agents who are only looking for a quick commission won’t help you much when you have inquiries abou...
Ways to Repair Bad Credit
Tip! Asks you to pay for credit repair before services are provided. This is a direct violation of the Credit Repair Organizations Act, which states that credit repair companies can’t charge you fees until after they have completed the promised s...
January 2008
Is An Instant Approval Credit Card Really Instant?
Tip! Utilities. Because it’s so easy to pay utilities with an automatic credit card charge, many people end up paying for their air conditioning when they’re heating their homes.
With so many scams and con artists out there, many people bec...
Abusing Your Credit Card Could Hurt Your Credit Score
Tip! Do some research. If you have never had a credit card before, the details of credit card agreements can be baffling.
A creditor uses a credit score to decide whether to give you a credit or not. The credit score is based on statistics and uses re...
What You Can Gain from a Reward Credit Card
Tip! Agent Has Intimate Knowledge of the Card Company - Your credit card agent should know the ins and outs of the company he or she is promoting. Agents who are only looking for a quick commission won’t help you much when you have inquiries abou...
December 2007
Repair My Credit - I Don't Know Where To Start
Tip! Determine what you can cut back on. Credit repair means work and you will likely need to give up on some stuff so that you can improve your situation.
Can you repair my credit? Although there are many Internet sites that claim to be able to do cre...
